Veterans Land Board
800-252-VETS (8387)

VLB Loans

The Texas Veterans Land Board provides low interest loans to Veterans of Texas.

Land Loans: Veteran/Military Interest Rate: 7.25%
Home/Home Improvement Loan Base Rate: Veteran/Military Interest Rate: %
Home/Home Improvement Discounted Rate:  %

Land Loans

The VLB Veterans Land Loan Program is the only one of its kind in the country—giving Texas Veterans the opportunity to borrow money to purchase land at below-market interest rates while only requiring a minimum 5% down payment.
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Home Loans

In 1983, the Legislature created the VLB Veterans Housing Assistance Program to assist Texas Veterans in purchasing a home. Through this program, eligible Texas Veterans have an opportunity to purchase a home with an unbeatable, low-interest loan with little or no money down.
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Home Improvement Loans

As part of its commitment to veterans, the VLB can help a veteran buy a home, then help pay to improve it through the Texas Veterans Home Improvement Program (VHIP). This program was introduced in 1986 to provide below-market interest rate loans to qualified Texas veterans for home repairs and improvements to their existing homes.
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All VLB interest rates and available discounts are subject to change at any time. VLB Base Rate is subject to adjustment on the first business day of each week.
The VLB provides the best benefits package in the nation exclusively for Texas Veterans, military members and their families.