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Project Eligibility

A VLB Veterans Home Improvement loan can only be used for alterations, repairs and improvements that are eligible for financing under the Department of Housing & Urban Development (HUD) Federal Housing Administration (FHA) Title I Loan Program.

All work and/or construction must be in compliance with all applicable building codes and standards. The VHIP loan can only be used to make repairs and improvements to the veterans existing primary residence.  The repairs and improvements must:

• substantially protect or improve the basic livability or energy efficiency of the property;
• correct damage resulting from a natural disaster;
• correct conditions that are hazardous to health or safety

A detailed listing of eligible and ineligible improvements is available to the right of this page.