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Land Loans

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VLB Land Loans

Today's Land Loan Rate

  • For the purchase of one acre or more.
  • Up to $125,000 for a 30-year, fixed-rate loan.
  • Minimum five percent down payment.
  • A certified survey is required.
  • $325 appraisal and contract service fee.
  • The VLB originates all land loans, not private lenders.
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Pay loan service fees here, to expedite your loan process

The VLB Veterans Land Loan Program is the only one of its kind in the country—giving Texas veterans the opportunity to borrow money to purchase land at below-market interest rates while only requiring a minimum 5% down payment.

The program is easy to use, and offers Texas veterans an exclusive and unbeatable financing alternative to purchase their own piece of Texas.

The bonds used to fund the program are retired from loan repayments and the cost of administering the program is financed through a small fee charged on each loan.

starReady to get started? Choose your land

To further promote its forfeited tracts, the VLB recently began marketing properties at Lands of Texas. If you have not already identified the land you wish to purchase, websites such as Land Watch, Land and Farm, and Lands of Texas offer a variety of property search features. To visit these websites, click the links to the right under "External Links" VLB participating real estate professionals also serve as a valuable resource.

Links to Additional Resources

Statutes & Codes

External Links


P.O. Box 12873
Austin, Texas 78711-2873
1.800.252.VETS (8387)